creditwisdom

Credit Card Holders Benefit through Congress’ Pressure

Owning a credit card is fast becoming a better deal for consumers as the credit card industry (banks and other credit card issuers) starts changing their practices and implementing what can only be construed as more lenient practices, under the pressure e... Read >

The Pros And Cons Of Prepaid Credit Cards

Observers in the lending industry have estimated that there may be at least 50 million Americans who are not able to qualify for credit. These consumers are usually young, often members of the minority groups and unbanked…and they are faced with the lon... Read >

The Basic Credit Card Types

It may seem incredible, but credit card issuers clog the mails with over 2.5 billion offers inviting people to apply for a credit card. Even those who would not qualify for a conventional credit card due to serious credit problems are now able to get one;... Read >

You and Your FICO Score

Your ability to qualify for any kind of financing - from credit cards to auto loans to mortgages, depends greatly on credit scoring. Most creditors will draw your credit report to look at your FICO score. The FICO score will be used to evaluate your q... Read >

Wooing Small Business with Business Credit Cards

A few weeks ago (April 18, 2007), Discover Financial Services launched a new business credit card that offers frequent flier miles to small business owners. Among the credit card brands, Discover was one of the last to start offering business credit cards... Read >

Which Business Credit Card Is Best for You?

If you have been a customer for long enough with a particular bank, they may offer business credit card facilities to you. That would be convenient, and the processing and approval of your business credit card application is likely to receive the fast-tra... Read >

The Game of Business Credit Cards

Sometimes, when financing for your new business venture seems a little hard to find, you might want to consider the business credit cards offered by the different business credit card issuers. Business credit cards are rapidly gaining popularity among sma... Read >

What Makes Small Business Credit Cards Different from Corporate Cards

Everyone in business is aware that business credit cards have become increasingly popular. Business credit cards have been receiving special attention from credit card issuers: They recognize the business potential created by the rising demand for busin... Read >

Visa Business Credit Cards

The Visa Business Credit Card is one of the most popular business credit cards serving the business market today. Recognizing that businesses appreciate the need for good cash management, Visa offers business credit cards designed to provide business peop... Read >

Using Business Credit Cards to Finance Small Business

When the economy struggles and default rates increase, lending standards can get mighty tough, especially for unsecured micro-loans. Banks may continue to court small business during these times, but borrowing will be an uphill climb. There may be one sou... Read >

The Rewards You Get from Owning Business Credit Cards

Business credit card holders are also eligible for incentives and rewards similar to those that are available to personal credit card holders. You may find these incentives and rewards offered by business credit cards helpful in a variety of different way... Read >

The Convenience of Applying for Business Credit Cards Online

The internet is not only a good place for making comparisons between the various business credit card offers, but it is also a great channel to make your applications. This should make things somewhat easier and a great deal more convenient for you. You s... Read >

Small Business Credit Card Perks

Business credit cards for businesses in general, and for small business in particular, have become increasingly popular as more and more businesses started realizing the benefits. It might be good to review the type of perks business credit cards afford t... Read >

Protect Your Business Credit Cards from Unauthorized Charges

One of the many reasons for obtaining a business credit card is that you want the guaranteed line of credit on standby to help you maintain the cash flow of your business. Bearing that in mind, it would be prudent of you to take measures that will protect... Read >

Personal Liability on Business Credit Cards

Small business owners who are just starting out in the industry, or those who are trying to rebuild their credit, will find that securing business credit cards for their businesses means that they have to accept liability for the business credit cards in ... Read >